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Cash App Spam Texts? Here’s How You Could Get Paid in a New Settlement

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Did your phone suddenly blow up with random Cash App referral messages? Annoyed at those unsolicited invites you never asked for? You’re not alone—and now, you might be getting a settlement payment for the trouble.

What’s the Cash App Referral Spam Lawsuit About?

Cash App, run by Block Inc., is famous for its easy money transfers and popular “Invite Friends” feature. But not all users were thrilled: the app was accused of blasting out referral texts without getting people’s permission, even using your contacts to do it! Some saw this as flat-out spam, and it didn’t take long for a class action lawsuit to hit the courts.

The claim? That Cash App’s referral program sent those annoying texts in violation of Washington state’s strict digital privacy laws.

Settlement Breakdown: Who Gets Paid, and How Much?

Block Inc. didn’t admit any wrongdoing, but they did agree to a $12.5 million class-action settlement.

Who is eligible?

  • Anyone living in Washington State who received a Cash App referral text (that they didn’t ask for) between November 14, 2019 and 2024.
  • The texts had to be about the referral program—just ordinary app notifications don’t count.

How much could you get?

  • Early estimates put payments in the $88 to $147 per person range, depending on how many folks file claims.
DetailsSettlement Info
Settlement Fund$12,500,000
Individual Payout$88–$147
Eligibility WindowNov 14, 2019–2024
Eligible ResidentsWashington State only

How Do You Claim Your Cash?

Here’s what to expect:

  1. Check for Notice: You might get an email or letter if you’re on the official list—but not getting one doesn’t always mean you’re out of luck.
  2. Go to the Settlement Website: (Coming soon; always use official sources!) Follow the instructions to file a claim.
  3. Submit Your Claim: Some claims may require your phone number or a screenshot/text log—but most people won’t need extra proof.

Remember: Keep an eye out for deadlines and avoid sketchy third-party settlement “helpers.”

Why Is This Settlement a Big Deal?

  • Protects Consumer Privacy: Users didn’t consent to these messages, and now there are real consequences.
  • Sets a Precedent: Other tech companies may think twice before aggressive digital marketing.
  • Empowers Users: You’re not powerless if your privacy is invaded by unsolicited texts.

FAQs: Cash App Text Settlement

How will I get my share?

Settlement payout options usually include mailed checks or direct deposits—you’ll pick your preference.

When will I see the payment?

Expect payouts in late 2025, after the court gives final approval and all claims are processed.

Do I need to keep the spam text as proof?

Most users don’t, but it never hurts to hang on to it—just in case there’s a question about your eligibility.

I’m not in Washington State—do I qualify?

No, this settlement is just for Washington residents right now.

Closing Thoughts

Getting a random Cash App message might have been a pain—but now, it could pay off. As digital privacy becomes a bigger deal across the country, will we see more settlements (and maybe even stricter rules) protecting consumers from aggressive marketing?

What do you think?

Contributor

Written by Varsha

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